Tekforums
Chat => Sports, Hobbies & Motors => Topic started by: Bacon on August 28, 2010, 12:33:20 PM
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For anyone that didnt see or hasnt renewed yet, the car insurance went up this year by upto 31%.
The double digit increases are in response to the £400m the industry had to pay out to the Motor Insurance Bureau last year to cover to cost of accidents involving uninsured drivers.
This alone added £30 on average to the price of policies for motorists.
Other reasons for the increase have been stated as being increased claims cost and rising fraud.
Read more: http://www.thisismoney.co.uk/insurance/car/article.html?in_article_id=508806&in_page_id=35#ixzz0xtpGhPHZ
Mine has risen from £213 to £313 on a 1.4 Seat with a crazy excess. Once the car is MOTd i will sell it and find another car with lower insurance.
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Im 28 and mines nearly £470, with 7 years NCD, on a 2L TDCI Mondeo, it is protected which bumps it a bit
But thats just silly, and the best quote I can find!
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Im 28 and mines nearly £470, with 7 years NCD, on a 2L TDCI Mondeo, it is protected which bumps it a bit
But thats just silly, and the best quote I can find!
Ive noticed some diesels have soared in price of the last year or so, 2 or 3 times ive attempted to switch from Petrol and every quote has worked out more expensive, around xmas i nearly bought a Mondeo, i also worked out the V6 was actually cheaper for me to insure, in the end ive switched back to a small petrol, the way the price has hiked on this 1.4 is just ridiculous.
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Im paying ~£600 for the 3 litre Soarer, Fully Comp, 5 years NCB.
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Im paying £330 on a 2.8TDiesel L200 with NFU.
No idea why its so cheap as the truck isnt UK Spec or classed as an import
and I have zero no claims as Ive been driving company vehicles for the previous
5 years... oh & i have 6 points on my licence.
Im sure they mentioned a 10% cheaper guarantee for next year as well..
good old farmers union.
Just to say, I tried go-compare, adrian flux, tesco compare, the AA compare, confused.com, etc.
Every single one of them came back with quotes of £750+
so its worth looking at NFU
http://www.nfumutual.co.uk/you/motor-insurance/car-insurance.htm
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I was wondering what was going on, as my renewal is £340, which is pretty much what I paid last year.
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so its worth looking at NFU
http://www.nfumutual.co.uk/you/motor-insurance/car-insurance.htm
Bookmarked thanks
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around £750 FC on my 3.0 Legacy, 25 years old, 6 years NCB 3 points good area etc.. didnt think that was too bad tbh, but im used to paying over £1k
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Worked out i will pay £40 a year extra because im a Veterinary Courier now for a job.
This makes absolutely no sense to me, i mean i drive upto 350 miles a day for work, and currently have a van at home, outside of this i rarely drive my own car, which has been sat outside on the drive for 2 weeks, so why must i pay a premium over an Office worker for instance.
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Maybe they figure there is a chance at some point your car might be targetted for its potential to have vet supplies in it? I know my neighbour, who is a plumber, has woken up in the middle of the night to find a white van pulled up outside his house with 2 men looking into the back of his van...
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Maybe they figure there is a chance at some point your car might be targetted for its potential to have vet supplies in it? I know my neighbour, who is a plumber, has woken up in the middle of the night to find a white van pulled up outside his house with 2 men looking into the back of his van...
Your statement fails :P Read above. Car and Van = 2 vehicles.
To make it clearer the car is mine, and parked on the drive, the van is not mine and parked outside, its also empty if you look through the glass and has no signage :P Its also not insured by myself so they have no way of knowing whether i have a van or not.
On this occasion i would suggest its a charge because they can charge, there is obviously a reason for it, making no sense to me.
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probably because driving the van all day = tired = more likely to crash the car after work... or some BS like that
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“Veterinary Courier” Bet they have that classed under the “white van driver” category, think you got off lightly with just an extra 40 quid if that is the case! lol
Some jobs are considered higher risk than others and you can end up paying a lot more, going back a good few years, when my brother in law left the army and went to work fulltime as a football coach his insurance jumped well over 200 quid, any job that is under the banner of “professional football” means mega expensive insurance, journalists and broadcasters are also considered very high risk and really get hammered by all accounts.
My insurance is due at the end of next month so just had a look on confused.com and best quote last year with them was £304.18, this year £376.96! ...That is for a 41 year old on a 1.3 KA, with 5 years NCB and no points! (Will have to have a look on comparethemarket later.) I could get insured on a Mini Cooper or Suzuki Swift Sports for about 50 quid more! :disappointed:
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Your statement fails :P Read above. Car and Van = 2 vehicles.
I read the above. Just because you have a company van, and goods arent left in it overnight, does not mean a crook at some point wont think that perhaps you might one day need to use your own car, or transport something in your car to your van or whatever. I mean, the plumber neighbour leaves things locked up in his house, didnt stop some people going round finding the addresses of registered plumbers and checking them out late at night, easier than breaking into a property. And lets face it, people wanting medical supplies are going to be off their heads so they wont know any different :D
“Veterinary Courier” Bet they have that classed under the “white van driver” category, think you got off lightly with just an extra 40 quid if that is the case! lol
My sister had a massive insurance jump when she became a pilot. Odd when you consider that shes hardly ever driving ><
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Even more so considering flight is the statistically safer than driving!
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Im guessing they expect pilots cars to be in long term car parks a lot, drive expensive cars, and to a point be dicks on the road. Her partner, also a pilot, thinks the cruise control in his BMW is awesome and loves to show it off. Whenever he puts it on I just want to jump ou the car, hes used to autopilot in the skies, I on the other hand cant help but wonder what happens when it goes wrong!
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I read the above. Just because you have a company van, and goods arent left in it overnight, does not mean a crook at some point wont think that perhaps you might one day need to use your own car, or transport something in your car to your van or whatever. I mean, the plumber neighbour leaves things locked up in his house, didnt stop some people going round finding the addresses of registered plumbers and checking them out late at night, easier than breaking into a property. And lets face it, people wanting medical supplies are going to be off their heads so they wont know any different :D
I dont see your point :P Im not a plumber, im a courier, someone who picks up items in a plain white van with no signage and takes it to a lab, in the middle of the night when everyone is asleep, so for a thief to come to the conclusion i might have medical supplies in my van (which i dont cus im a courier who picks stuff up), and then come to the further conclusion to rob my car for said medical supplies is a little bit far fetched. Where is the said thief going to get the idea i have medical supplies in the first? Why not cookies or tubs of lard?
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The point is not that you do/dont have stuff in the car...the point is you said veterinary courier and I made the link, and that someone else might too, someone else being the insurance co. or scum. Doesnt matter how far fetched the scenario is, theyd consider it in the risk assessment for insurance? I know its probably totally against company policy for you to pick stuff up, go home, and then deliver in the morning, but the sad fact is someone desperate enough could still be willing to try it. *takes of tinfoil hat*
I know how stupid it sounds, but my point is anyone with a courier job could be looked at by the insurance co. as being at slightly more risk than joe bloggs due to the nature of transporting "valuables". I mean, look at all the mess the transporter got into..
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The point is not that you do/dont have stuff in the car...the point is you said veterinary courier and I made the link, and that someone else might too, someone else being the insurance co. or scum. Doesnt matter how far fetched the scenario is, theyd consider it in the risk assessment for insurance? I know its probably totally against company policy for you to pick stuff up, go home, and then deliver in the morning, but the sad fact is someone desperate enough could still be willing to try it. *takes of tinfoil hat*
I know how stupid it sounds, but my point is anyone with a courier job could be looked at by the insurance co. as being at slightly more risk than joe bloggs due to the nature of transporting "valuables". I mean, look at all the mess the transporter got into..
I see your point now. But ill go for the idea someone else posted earlier about the tireness, i can see that being a more obvious reason, because the reason you have posted does sound rather silly :P
Its funny, i didnt think i was a courier cus i hold zero goods at the start of the run, and i pick up very small items only, i do have access to cars, its just that the vans are cheaper to buy.
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Aye, tiredness does make more sense, the same for pilots I guess what with the limits on the no. hours they can fly etc.
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just a shade under £300 fully comp with the car parked on the road (W-Reg 1.8 Vectra). The fact I dont take the old thing to work helps, shaved £150 or so off the policy.
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Im not paying anything, dont need insurance for the tube :)
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Im not paying anything, dont need insurance for the tube :)
Life insurance maybe lol.
Jaimz :rock:
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Im not paying anything, dont need insurance for the tube :)
Laptop / Mobile insurance for when you get robbed :P
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I always found Van insurance was more expensive. The insurance company assume that youre using it for business and charge accordingly, even if you say otherwise.
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Im not paying anything, dont need insurance for the tube :)
What if your cattleprod breaks :heehaw:
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Rip Off MotherF*ckers.
Just rang to change my address, and they jumped the policy by just under £250! When I enquired as to why they said it was because I had moved to an area of high car crime. Bit more research its not that! Argued the toss with them, and they only offered to deal when it turned out they are actually loading my premium for my wife being on it as a learner driver. despite the fact shes been on it for over 3 years, and its not made a bit of difference until now. Ended up paying an extra £60 anyway including fees. The REAL annoyance is Ive moved to a nicer area, they car is garaged at night, and Im still walking in to work! They really dont take much notice of where you live!
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My insurance went up £100, now at £700 for the FTO, Im 27 with 4 years NCB, no convictions, driving related or otherwise.
Most quotes I got from the usual car insurers were £1500+, had some over £3,000 :rofl:
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Just been speaking to my Sisters Insurance broker. Hes just laughed down the phone at the prices Ive been quoted. Quick working and Im looking at £240 Fully comp, no claims protected and legal cover. Might just cancel it anyway and go with him!
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Spent the afternoon ringing round for a decent quote, going off sites like Gocompare, confused, comparethemarket the cheapest was £460 with protected no claims and legal cover, which for a 41 year old with 5 years no claims, no points and driving a KA is ridiculous! ...Granted my postcode is not the best but still!
Got a good deal of these http://www.choicequote.co.uk/
£348 fully comp, protected no claims, £250 excess and legal cover, (the price was £330 without protected), last year I paid £290 without protected.
I’m now wondering if it’s time for people to stop using comparison sites and start ringing around again for the best deal.
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I get quotes of less than that on a Cooper S :D
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I don’t have a clue why my insurance is so high, the fact the KA is the luxury model seems to really bump it up! but at the end of the day it is still only a 1.3 KA with leather seats! lol
My insurance went up quite a bit last year as well thinking about it, the year before it was around 250 with only 3 years no claims which I didn’t think was too bad.
So taking the protected no claims out of the equation means it has gone up £80 with no change in circumstances except 2 years more NCB! :disappointed:
The Mrs only paid £460 on the A3 when she renewed it a few months ago! :P