most places will copy over most if not all of your NCD from your motorbike to a new policy anyway (without transferring)
(as long as you haven't been in any accidents in anything else etc...)
private buying is way way way better than a car supermarket type place
and if you're not too car savvy, get an AA check or simmiler
I heard that you had to transfer Ncb over and then couldn't use it on the second insurance. Only difference is if you accrue car Ncb then you can maintain two ncbs.
Company Ncb is going to be zero as I have claimed for scratches, etc, if it was my own car I'd have driven it with them, or touched up...but no I opted for the cheaper at the time but more expensive in the long run route.
Losing it due to a crap company vagueness. The mileage I do more than qualifies me for one but I have to give a project code to charge it to... As a pen tester I don't have a home project, so no projects will cover the cost... I lose the car at end of its lease.
A decent mpg would be nice.