People laughed when I was touting 32GB RAM years ago; it's still one of the reasons I haven't had to upgrade my i7 system other than graphics card and more/bigger SSDs. RAM never really got any cheaper either looking at it. Software is only ever gonna get more bloated and memory hungry as time goes on.
While not PC taking account my work imac.
16gig - it flew through things just fine.
A couple years into this machine I am not really using anything new other than the updated versions of software from a few years ago.
It is current struggling and my spare memory hovers around 1-2gb only and I have to close apps like Teams now to be able to use others.
The simple reason here is that apps to work on the latest MacOS all had to migrate to 64bit away from 32bit. As such every single app just wants more memory.
If and windows started to force this as well, especially in the sense of games - You will instantly need 32gb min memory.