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Chat => Sports, Hobbies & Motors => Topic started by: mr_roll on May 13, 2007, 18:03:20 PM

Title: Damn insurance companies!
Post by: mr_roll on May 13, 2007, 18:03:20 PM
Im trying to find insurance for the Volvo and the cheapest quote Ive got is £581!!

Now thats TPFT,£350 excess and 5k / yr

(thinking of keeping my rallye on the road at the same time)

Although why the hell is it so much, my rally is a little less than that, about £550! and yet its a higher insurance group, by 3 groups I think.

Its also worth less with a higher excess than my 106 rallye.

Although if I have 2 cars and 2 insurance policies does that mean if I have no claims in the next year then Id have 2 years of NCB ?
Title: Re:Damn insurance companies!
Post by: Cypher on May 13, 2007, 18:39:07 PM
The simple fact is insurance never makes sense when you are comparing it.
Title: Re:Damn insurance companies!
Post by: mr_roll on May 13, 2007, 18:40:34 PM
Quote from: CypherThe simple fact is insurance never makes sense when you are comparing it.

It really doesnt!

God I wish I could understand them.
Title: Damn insurance companies!
Post by: knighty on May 13, 2007, 19:03:17 PM
did you use a different address for insuting the rally ?

(only a guess, as you just moved a while back!)
Title: Re:Damn insurance companies!
Post by: Beaker on May 13, 2007, 19:09:54 PM
Quote from: CypherThe simple fact is insurance never makes sense when you are comparing it.

amen to that, im comparing insurance for cars im looking at:

Present car = N-Reg Civic 1.5i : £290

Looking at
V-Reg Frontera 2.2 TD : £345
V-Reg Civic VTi Estate : £368
W-Reg Shogun Pinin : £319

Ill work it out at some point.
Title: Re:Damn insurance companies!
Post by: Ceathreamhnan on May 13, 2007, 19:47:25 PM
Cost of repairing the Volvo could be higher with more expensive parts than the Peugeot.
Title: Damn insurance companies!
Post by: maximusotter on May 13, 2007, 21:46:46 PM
Quote from: knightydid you use a different address for insulting the rally ?

I dont think the insurers care from which district you orate when criticizing automotive design.
Title: Damn insurance companies!
Post by: knighty on May 14, 2007, 00:05:03 AM
^^^

higher crime areas
areas with a higher chance of vandalism
more accident prone areas


etc. etc.
Title: Re:Damn insurance companies!
Post by: Cypher on May 14, 2007, 00:23:15 AM
Yes the list goes on and on.  How popular a  car it is to break into or steal, etc.

But Im not sure If that is allready defined by the group insurance or not.
Title: Damn insurance companies!
Post by: Ceathreamhnan on May 14, 2007, 01:10:37 AM
Quote from: knighty^^^
I think hes pulling your plonker Alan ;)
Title: Damn insurance companies!
Post by: knighty on May 14, 2007, 02:32:13 AM
doh :o
Title: Re:Damn insurance companies!
Post by: mr_roll on May 14, 2007, 19:02:44 PM
Same address as the rallye, the parts maybe more expensive and true I could do more damage with 1850KG compared to 830Kg however the Rallye is a hot hatch group 10 car and the Volvo is only grp 7.

I cant wait till next year... Ill be 25 and have my license for 3 years too and also if no accidents happen Ill have my 1yrs NCB :) Prices should hopefully fall to realistic levels.