« previous next »
Pages: [1]

Author Topic: Insurance Renewal Price!  (Read 18028 times)

  • Offline Beaker

  • Posts: 3,803
  • Hero Member
Insurance Renewal Price!
on: February 03, 2007, 11:11:03 AM
Just got my insurance renewal through for RAC this morning, and was unpleasantly surprised.

they wanted me to pay £625.65 for the car Full Comp, or 586.78 TPT after i rang them.  Now I dont drive anything fancy, ive full no-claims, the car is alarmed & Imobilised.   Its stored up the drive at night, and i only do about 10k a year.  I was surprised as last year i paid just a whisker under £300 FC.  
Anyone else know a decent, and not overly expensive insurance company fro a 1.5 Civic?  Best quote ive had so far was £325 from AA, but i loath those wankers after i had to make a claim years back.
Logged

  • Offline Chris

  • Posts: 339
  • Sr. Member
Insurance Renewal Price!
Reply #1 on: February 03, 2007, 11:16:52 AM
my best advice is to shop around, or if you cant be arsed just go to confused.com and see what they throw up.

If you have time on your hands I have an Excel spreadsheet with all the major (and some not so major) companies on with their websites etc on it.
Logged

  • Offline Beaker

  • Posts: 3,803
  • Hero Member
Re:Insurance Renewal Price!
Reply #2 on: February 03, 2007, 17:20:46 PM
after some serious hunting around : £274 TPT with protected no-claims.  The car isnt worth paying out the extra £125 for Fully Comp.  I think ill take that one :)
Logged
Insurance Renewal Price!
Reply #3 on: February 03, 2007, 17:26:37 PM
www.confused.com :D

fully comp is handy if your in an accident, because wether its your fault or not, itll all be paid for and sorted instead of having to wait for age !

like when I was crashed into and had to go to court... id have been paying for the solicitors myself then tyring to get re-embursed by the other guys a year down the line..... but it was all taken care of with 1 phone call :)
Logged

  • Offline Beaker

  • Posts: 3,803
  • Hero Member
Insurance Renewal Price!
Reply #4 on: February 03, 2007, 19:09:24 PM
Quote from: knighty
www.confused.com :D

fully comp is handy if your in an accident, because wether its your fault or not, itll all be paid for and sorted instead of having to wait for age !

like when I was crashed into and had to go to court... id have been paying for the solicitors myself then tyring to get re-embursed by the other guys a year down the line..... but it was all taken care of with 1 phone call :)


Considered that, but ive checked and i can instruct my own solicitors on the legal cover that comes with the policy.  The dude charges £75 per letter, so if i have an accident and it isnt my fault ill just instruct him to go ahead, and hell claim the money back from the insurance company in the event he doesnt get paid by the 3rd party insurance.  My car is too old, and too cheap for me to keep goiong fully comp on it, would only caost me ~£600 for a replacement.  
Logged
    • I Met Stuart - Where to find me

  • Offline Goblin

  • Posts: 1,228
  • Hero Member
Insurance Renewal Price!
Reply #5 on: February 04, 2007, 00:50:19 AM
Have you tried some of the smaller companies? The younguns these days go on about Adrian Flux and Liverpool Victoria, but I dont know if they get picked up by the likes of confused and the AA.

Remember the AA dont provide insurance, they just act as an intermediary, so you should be able to go direct to the company they got the quote from.
Logged
It's all fun and games until a 200' robot dinosaur shows up and trashes Neo-Tokyo… Again.

  • Offline Serious

  • Posts: 14,467
  • Global Moderator
  • Hero Member
Insurance Renewal Price!
Reply #6 on: February 04, 2007, 02:13:25 AM
Quote from: Beaker
Quote from: knighty
www.confused.com :D

fully comp is handy if your in an accident, because wether its your fault or not, itll all be paid for and sorted instead of having to wait for age !

like when I was crashed into and had to go to court... id have been paying for the solicitors myself then tyring to get re-embursed by the other guys a year down the line..... but it was all taken care of with 1 phone call :)


Considered that, but ive checked and i can instruct my own solicitors on the legal cover that comes with the policy.  The dude charges £75 per letter, so if i have an accident and it isnt my fault ill just instruct him to go ahead, and hell claim the money back from the insurance company in the event he doesnt get paid by the 3rd party insurance.  My car is too old, and too cheap for me to keep goiong fully comp on it, would only caost me ~£600 for a replacement.  


I have seen people buy cars for a few hundred and then shell out over a thousand quid on fully comp insurance...

If they could afford that much insurance then they should be able to afford a better car! :shrug:
Logged

  • Offline Cypher

  • Posts: 2,843
  • Hero Member
Re:Insurance Renewal Price!
Reply #7 on: February 05, 2007, 11:37:48 AM
I think insurance in general is going up this year.  

Im with Norwich union atm.  My TPTF quote has gone up from paying £410 this year to £545 in march for my renewal. 21, No Convictions, No Points, 2 Years NCB (Come March).

Slightly dissapointed, but Im happy enough with it.
Logged
Pages: [1]
« previous next »

0 Members and 1 Guest are viewing this topic.