your now out of pocket.
next time hit the car & claim of their insurance & feign whiplash
They didnt pull out of a sideroad, they pulled out from the left lane into my lane right in front of me, giving me no braking distance at all.
yes.. so you should have hit them.
If you hit someone from behind its always your fault in the eyes of the insurance companies. I was better off risking the kerb I thought, having thought I might not have done that kind of damage.
Myth
Hitting someone from behind when they have pulled out in front of you isnt going to go their way. If there is no room to pass take the chance and go straight into them. The damage from the curb means either you lose your no claims anyway or the value of the car. Hit them instead, use the excuse there was no time or room and you have at least a 50/50 chance they will have to pay for it.
There have been a number of cases where people have reversed into other cars on side roads and then claimed, it wasnt taken as a problem until someone did it to an unmarked police car with a video camera.