After almost exhausting all the available options, I was just about to settle for Virgins car insurance.  They quoted me Ã,£801 for my 1.8 Astra Sport, 6 points and 2 years NCB.

I went into Vauxhall with a mate so he could take advantage of my "Trade Club" Discount and I saw an advert for Vauxhalls own car insurance.

Me and my mate decided it was going to be quite expensive, but decided to get a quote for a laugh.

I wasnt laughing after entering all my details and exact excesses that the other policy had.

Ã,£714 a year, including the small premium for paying monthly,
 :shock: and that includes a courtesy car.

So guess whos getting my hard earned wedge

I found direct line was the cheapest by far for me!!

3points, no NCB - Ã,£644 - Courtesy Car, legal cover, no excess, fully comp
With Ã,£250 excess it went done to Ã,£412

Rover 2.0l SDi

Insured with the AA
Ã,£327 2y NCB (was on the wifes and they wouldnt let me use hers  :x )
all the danglies with Ã,£100 excess

They were the cheapest by about Ã,£50.

RAC on a 1996 Honda Civic 1.5 VTEC-E Ã,£240 including NCP.  I think i did well

P Reg Renault Megane Hatchback 1.6 E RT

10,000 Miles, 1 Year NCB, No Points or Previous Accidents, TPTF, Ã,£400, Norwich Union.

Ã,£250 Excess, & Ã,£60 Windscreen Exces iirc.

95 Rover 200 1.4 16v
10,000 per year, 19 years old, 0NCB, 0points.

TPFTÃ,£500

98 Renualt Megane 1.9dTi

FCÃ,£350

97 Daewoo Nexia, GLXI 1.5 16v (90 BHP)
9K P/A, 22 years old, 2yrs NCB, 3 points.

TPFT Ã,£370

03 53-plate C2 1.1 SX
10k miles/year, 19 y/o with a clean license
Ã,£220 Fully Comp with 4yrs protected NCB with CIS.

Jaimz

Curse you all for not living in Northern Ireland. Three years NCD, no points, group 7 (1.8 Laguna) and Im 28. Cheapest I could get through the normal channels was Ã,£590.

Went through an abnormal channel though and got it for Ã,£478 inc breakdown and legal. Fully comp BTW.

Goblin