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Car Insurance For a Young driver

Started by Shaun, May 09, 2006, 21:08:34 PM

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Shaun

Just been looking at quotes on Confused com on a Ford Ka, for my 21year old nephew, for when he passes his test (hopefully) in a few weeks and the best I can get is Ã,£968 TPFF and Ã,£1200 full comp this is on a group 2 car, valued at 3k :shock:

Does this sound about right to you guys? if not could you recommend anybody thats good for young drivers?

Cheers!  :)

M3ta7h3ad

My sister... 20yr old driving a Ford Ka.

Ã,£1800ish Full Comp with Kwikfit, they were the best deal we could find on confused.com and elephant.co.uk at the time, and their policy covered a lot that other companies didnt.

Madrocker

M3ta7h3ad "You've been blessed with a keyboard with every vowel and consonant in the english language... yet you type like a fool".

knighty

yeah that sounds about right :(

she would be much better off if her car was in her parents name and she was on as a second driver ;) ;)

Binary Shadow

Quote from: knightyyeah that sounds about right :(

she would be much better off if her car was in her parents name and she was on as a second driver ;) ;)
alas this makes next to no differance these days they just rack the cost right up :(

Eagle

Wow.

Im totally stunned. I never knew this was how much insurance cost for young drivers.

Better legislate to get em off the road then!  ;)  :P
Ã, 

knighty

Quote from: Binary Shadow
Quote from: knightyyeah that sounds about right :(
she would be much better off if her car was in her parents name and she was on as a second driver ;) ;)
alas this makes next to no differance these days they just rack the cost right up :(

id check again if i were you, it can save you a good few bob still !

p.s. direct line now do a thing where 2nd drivers get NCB too !

Serious

Quote from: EagleWow.

Im totally stunned. I never knew this was how much insurance cost for young drivers.
 

My brother got Ã,£400 Without any NCB from Tescos and then crashed his car. Hes over 50 BTW :( Insuring his new one cost him twice that amount  :o

Older drivers tend to be safer bets but dont count on it  :twisted:

Gabro

I got insurance under my parents, Its a rip off insurance. I know I wont have any no claims but for an Astra mk2 1.4L Ã,£250 Fully comp and Brake Down cover its good.  :)

Eagle

Ã, 
Insurance is a rip-off due to chav idiots, tbvfh...

knighty

^^^

more all the BS incurance claims i think :(

Clock'd 0Ne

That cant be right.

Im 21 with no NCB and my premium is circa 700 notes on a 94 1.2 Clio fully comprehensive. Im pretty sure thats at least group 3. What excess is that with?


Alan, the two go hand in hand I fear...

mr_roll

I think a 1st driver shouldnt have a car worth more than Ã,£500 tbh.

It teaches them how to drive if they have some pile of crap that can be scrapped after a year.

Driving is a life long task for most, and learning how to drive as early as possible and I think they can do that better in a cheap car.

If the car costs Ã,£2000 or above, then they are inclind to take care of it, which I think is a good car, but a car that costs not a lot can teach people about mechanicals and if somthing goes wrong, which mostlikly will, how to fix it at the road side.

My insurance is Ã,£950. 23 No NCB and 1.5 years held license. on a group 10 1.3L hot hatch.

Binary Shadow

my first car cost Ã,£75 to buy and Ã,£700+ to insure, that was 2 years ago

soopahfly

It pains me to say it, but try Tesco insurance.

For me, this year Vauxhalls own insurance company was the cheapest.

The short list for me was:

Virgin
Direct line
Vauxhall

And Vauxhall were the cheapest by about Ã,£80


I also think that Mr_Roll has lost the plot.  It matters not what car a 1st timer should have.   My 1st car was a Ka, and I never so much as clipped a kerb.
Some people are naturally bad drivers.  If I drove a sub Ã,£500 car, I wouldnt care less about it.

lol@ 1.3 "hot hatch" comment though.  Isnt it more tepid?