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Chat => Sports, Hobbies & Motors => Topic started by: DEViANCE on March 08, 2007, 13:04:24 PM

Title: New Insurance Group System
Post by: DEViANCE on March 08, 2007, 13:04:24 PM
The Association of insurers announced possible hefty hikes in your insurance.
In there first overhaul for 15 years they have decided that extra premiums are needed for heavy cars.The reason for this is they cause more damage to roads,Pedestrians and other vehicles.

Insurance groups will rise from 20 to 50.

The association of British drivers claim its just another excuse to increase premiums.

Heres a few examples

Mini Cooper goes from group 8 to 21
Ford focus zetec climate tdci goes from group 7 to 15
Chysler voyager exec CRD goes from group 15 to 33
Audi A8 Quattro goes from group 20 to 50
Land rover discovery HSE V8 goes from group 16 to 42

For your new group just go here
http://www.abi.org.uk/carinsurance/search.asp

here is how to understand the infomation
http://www.abi.org.uk/carinsurance/help.asp

mine has gone from group10 to 21, mine is quite good because of the E and T1 security and alarm system, apparently.
Title: Re:New Insurance Group System
Post by: Clock'd 0Ne on March 08, 2007, 13:15:16 PM
Mine weighs under 1000kg  :lol:  :mrgreen:
Title: Re:New Insurance Group System
Post by: Chuck Norris on March 08, 2007, 13:25:36 PM
Mines going up from 13 to 27
Title: Re:New Insurance Group System
Post by: Nos on March 08, 2007, 14:06:34 PM
My car doesnt get returned in that search, its already group 20  :cry:
Title: Re:New Insurance Group System
Post by: matt5cott on March 08, 2007, 14:11:51 PM
Quote from: NosMy car doesnt get returned in that search, its already group 20  :cry:

Likewise, gets returned, but no usefull information :x
Title: New Insurance Group System
Post by: Binary Shadow on March 08, 2007, 14:13:06 PM
question.. what the luck has car insurance got to do with the weight of the car damaging the roads??

And cars will only damage other cars or pedestriains if you actually hit them! Cant see the need to ask for more money or change the system at all. most of the time your paying 100s if not 1000s for a sheet of paper worth nothing at the end of the year.. pointless, should make insurance optional IMO, iv never had anyone claim from mine, so have spent best part of Ã,£5k on nothing
Title: New Insurance Group System
Post by: DEViANCE on March 08, 2007, 14:16:07 PM
Quote from: Binary Shadowiv never had anyone claim from mine, so have spent best part of Ã,£5k on nothing

same here, possibly more.
Title: New Insurance Group System
Post by: Serious on March 08, 2007, 14:21:38 PM
Quote from: Binary Shadowquestion.. what the luck has car insurance got to do with the weight of the car damaging the roads??

Damage to bollards, hedges, signs, Etc. Gouges in the road surface do happen, although rare.
Title: New Insurance Group System
Post by: Binary Shadow on March 08, 2007, 14:29:58 PM
erm... that has nowt to do with car insurance tho.. thats road tax.

and ploughing into pavement furniture etc.. will no doubt be a claim off your insurance anyway.. still cant see how that has anything to do with insurance cost tbh, itd be like hitting a car
Title: New Insurance Group System
Post by: Edd on March 08, 2007, 14:32:11 PM
mine went from 5 to 11, that means nothing to me tho
Title: Re:New Insurance Group System
Post by: piecrust on March 08, 2007, 14:44:14 PM
Depends on how they adjust premiums...I think you willl just get more uninsured drivers...therefore driving up prices again.

Its not very nice to say but driving around with no insurance in an old banger seems quite attractive.  If you get caught the fine isnt so bad,,,youll save treble that if you do not get caught for a few years.

And if they ban you....hey ho just carry on...lol.
Title: Re:New Insurance Group System
Post by: Eggtastico on March 08, 2007, 16:01:56 PM
Why dont they just come clean & admit that they are having to fork out millions to cover the cost of those without insurance.

I personally think it would be better just to introduce a new category.
3rd party
3rd party fire & theft
fully comp exc accident with non insured drivers
fully comp inc  accident with non insured drivers
Title: New Insurance Group System
Post by: Binary Shadow on March 08, 2007, 16:36:27 PM
fully comp exc accident with non insured drivers - just isnt fully comp is it, might as well have 3rd party
Title: New Insurance Group System
Post by: Maldonado on March 08, 2007, 17:56:03 PM
how about fully comp, excluding accidents that youre caused? (so young male drivers could get massive discounts)
Title: Re:New Insurance Group System
Post by: Cypher on March 08, 2007, 18:31:06 PM
From 5 to 11.
Title: Re:New Insurance Group System
Post by: mr_roll on March 08, 2007, 18:50:50 PM
Mine isnt actually classed on the new system... Is this a good thing?

Its a group 10 car.

And Ive just got new insurance also, reduction of about Ã,£400 for a new quote, so I thought itd be a good plan to get it.
Title: New Insurance Group System
Post by: knighty on March 08, 2007, 19:20:08 PM
Im in 14... donlt know what Im going to tho... it didn;t say :(
Title: New Insurance Group System
Post by: Eggtastico on March 08, 2007, 19:32:26 PM
Quote from: Binary Shadowfully comp exc accident with non insured drivers - just isnt fully comp is it, might as well have 3rd party

no, because it would only be 3rd party when in an accident with an uninsured driver.