Tekforums

Chat => Entertainment & Technology => Topic started by: shofty on August 23, 2010, 13:14:55 PM

Title: would you lease your kit?
Post by: shofty on August 23, 2010, 13:14:55 PM
Im looking at a new mac and ive found these.

http://www.hardsoftcomputers.co.uk/apple/imac/

I just want a working computer that the business can pay for, i dont need to be messing about with building a mac, and i dont want any downtime if a component dies.

so im guessing im an ideal candidate for leasing.

anyone leasing kit? thought about it? found any pitfalls?

Matt
Title: Re:would you lease your kit?
Post by: Eggtastico on August 23, 2010, 14:08:33 PM
apple lease kit on their own website.. well not lease, but finance them, which is what that site does.


A lot of big/huge businesses lease these days because of the EU Law & scrappage.
Title: Re:would you lease your kit?
Post by: shofty on August 23, 2010, 14:13:48 PM
maybe im missing the point of a lease vs a finance, but for me a lease is pay for it and not maintain it, whereas a finance is buy it and look aftr it, but pay slowly for it.

the point being that a lease means the ownin leasor is responsible for keeping it working, which is important to me.

hardsoft looks more like lease than finance to me. apple is more finance because it doesnt come with as good a warranty, i.e. youre on your own.

Matt
Title: Re:would you lease your kit?
Post by: Eggtastico on August 23, 2010, 15:55:59 PM
Quote from: bytejunkiemaybe im missing the point of a lease vs a finance, but for me a lease is pay for it and not maintain it, whereas a finance is buy it and look aftr it, but pay slowly for it.

the point being that a lease means the ownin leasor is responsible for keeping it working, which is important to me.

hardsoft looks more like lease than finance to me. apple is more finance because it doesnt come with as good a warranty, i.e. youre on your own.

Matt

you can always have apple care - i just quickly worked out the lease & thought it was expensive, thats why I said about financing.
Title: Re:would you lease your kit?
Post by: Serious on August 23, 2010, 16:00:54 PM
For some leasing is cheaper due to tax breaks but you then depend on the company fixing issues quickly.

Computers tend not to go down too often, and if you use one and its important you suffer no down time its best to have a second close by. Ive got 3 plus a notebook plus a couple of others available if I really needed around the house.

Big thing for me is keeping my important data backed up.
Title: Re:would you lease your kit?
Post by: Eggtastico on August 23, 2010, 18:59:06 PM
Quote from: SeriousFor some leasing is cheaper due to tax breaks but you then depend on the company fixing issues quickly.

Computers tend not to go down too often, and if you use one and its important you suffer no down time its best to have a second close by. Ive got 3 plus a notebook plus a couple of others available if I really needed around the house.

Big thing for me is keeping my important data backed up.

not really as you can claim depreciation on a computer. If you use your head, you depreciate it 100% over 3 years, then sell the company asset for a nominal sum (say £50) to yourself.
Then re-sell it for profit... being an apple - for several hundred. Your books are all balanced, and you make a personal profit of a few quid.