Myself and the missus came very close to buying a house about six months ago, but having to move to a new county plus me not having a steady job at the time stopped us.

We were offered 100% mortgages from most places we went to. The missus is an NQT Teacher, so on the lowest salary possibly and Im on minimum wage - yet we were offered 110k 100% mortgages all over the place.

Weve since decided to save a couple of grand, its better to have a 3k deposit than nothing at all.

At the moment you are best renting. I sold my house to rent.