Everyone assumes a good long life with good health, but for about half the world population, illnesses dominate peoples lives, some time with no choice, but people get on with it, tough luck if you fall ill.
It would seem healthy people are sh*t at planning for future illnesses, they adopt the opinion.
"It will never happen to me"
Its not such a terrible attitude is it? I mean sure I do what I can to avoid getting more sick than I need to (I dont smoke or use drugs, and I try to keep fit and eat well) but Im not going to start worrying about what happens if I develop heart disease am I? Its just a bit depressing to worry about that sort of thing now unless you know that its very likely to occur. Live life to the full and enjoy it while you can says I, no sense in turning into a paranoid wreck who never leaves the house for fear of contracting bird flu
It takes a few hours to write out a will and get a couple of people to act as witnesses and it saves any residual money you have, insurance, your house if you have one, etc. going intestate and then spending at least a year in limbo. most dont even bother doing that much. My father didnt but my mother got everything, including his pension. My aunt didnt either and the estate, about £800,000 went intestate and was given out to relatives rather than the charity that she wanted it given to.
Im very thankful mum wrote out a will as it will make at least some things easier.