Yes that makes sense because I was going to say you dont want to lend to one person and they default.

Can you pull your money out at any time, or do you have to lock it in.

Quote from: SamYes that makes sense because I was going to say you dont want to lend to one person and they default.

Can you pull your money out at any time, or do you have to lock it in.

Its locked in for the term of the loan, only 3 and 5 year options at the moment.  Borrowers can pay back early though, but that only gets you your £10, so not reliable.

It is in my opinion the only bad thing about it.

I cant see anything about if theyre covered by the FSA guarantee?